Cartes de Crédit

James Emejo in Abuja  The Managing Director/Chief Executive, Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL) Plc, Mr. Aliyu Abdulhameed, has said it unlocked N152 billion to farmers under the NIRSAL's Credit Risk Guarantee (CRG) facility in the last six years with credit crystallization rate still below 1 per cent.  He also expressed confidence that the innovative financing products that speak to the peculiarities of agricultural primary production would help financiers to maximize the benefits and incentives in the 75 per cent CRG issued by NIRSAL for primary production projects, as well as Interest Drawbacks (IDB) of up to 40 per cent that diligent borrowers could enjoy.  This came as NIRSAL and the Morocco bank of agriculture, Credit Agricole Du Maroc (CAM) have signed a Memorandum of Understanding (MoU) geared toward the promotion of ...

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[unable to retrieve full-text content] Do Prepaid Cards Work On OnlyFans?    CardRates.com

Mastercard and Visa are suspending their operations in Russia, the companies said Saturday, in the latest blow to the country's financial system after its  invasion of Ukraine . American Express followed suit on Sunday and said they would be suspending operations in Russia. American Express said their cards will no longer work at merchants or ATMs in Russia. Additionally, American Express said they will be terminating all business operations in Belarus. "One of our company values is to 'Do What is Right,'" American Express said in a statement. "This principle has guided us throughout this difficult crisis and will continue to do so, as we stand by our colleagues, customers, and the international community in hoping for a peaceful resolution to this crisis." Mastercard said cards issued by Russian banks will no longer be supported by its network and any Mastercard issued outside the country will not work at Russian stores or ATMs. "W...

I'll admit that since I started working from the office again, I've been eating out more, and not very healthily as vegetables aren't always the main component in plenty of Malaysian dishes. Shopping for veggies at the grocery store can be intimidating as well, since I'm unsure of how to cook them or what they'll taste like (and whether I'd like their flavours). One benefit of buying them online then is that websites generally have more information on what to expect from each vegetable, whether it's about their flavour profile, nutritional value, or how they can be incorporated into dishes. Hence, here's a non-exhaustive list of 14 local brands we found that sell fresh greens online and can deliver them around the Klang Valley to make adopting healthy eating easy. Cumulatively, their offerings are of a variety that ranges from salad greens to microgreens, herbs, and more. 1. Babylon Vertical Farm Image Credit: Babylon Vertical Farm ...

Mastercard is planning to discontinue its well-known Maestro payment cards soon. Needless to say, this will also entail readjustments for retailers. Better suited for e-commerce Worldwide, 400 million Maestro cards by the brand that Mastercard introduced thirty years ago are in circulation. Nevertheless, the successful card will soon be replaced by a new debit card under the Mastercard brand. The main reason is the rise of e-commerce. According to Henri Dewaerheijd, country manager Belgium and Luxembourg, Mastercard and Maestro have always been two different brands with their proper payment network. "The Mastercard network is twice as large and offers more possibilities to process e-commerce transactions. Due to the enormous growth of e-commerce, especially in the past few months, the importance of that network has increased even more", he told Belg...

Société Générale is acquiring French startup Shine. Terms of the deal are undisclosed. According to a source, Shine is getting acquired for around €100 million in an all-cash deal (around $112.6 million). The startup had previously raised €10.8 million ($12.2 million) in total from Daphni, Kima Ventures, XAnge and various business angels. If you're not familiar with Shine, the startup has been building a challenger bank for freelancers and small companies in France. It lets you create a business account, get a debit card and take care of some of the most boring administrative tasks. For instance, Shine helps you incorporate your company and also lets you create invoices directly from the app. You can send a link to your client, you get a notification when your client opens the invoice and they can view your Shine IBAN directly on the invoice. And because the invoicing tool is integrated with your business bank account, your invoices are automatically marked as paid in the a...

[unable to retrieve full-text content] How to Protect Peer-to-Peer Payments    consumerreports.org

For a while now, the financial industry has been experiencing increased collaboration and technological integration between innovative fintech companies and traditional financial service providers: embedded banking. It's high time that banks and credit unions stop seeing competition only as a threat Banks partner with fintech companies and challenger banks in search of technology and new business opportunities – but if they're not carefully considering which exact embedded banking model they need, they may end up having someone else's name printed over theirs. Let's learn how three embedded banking models – Banking-as-a-Service (BaaS), Banking-as-a-Platform (BaaP), and Service-as-a-Bank (SaaB) – work and what advantages and risks exist for banks. BaaS: lending vs. branding The first embedded model, BaaS, refers to technology providers and non-banks that offer financial service products, such as electronic wallets, consumer loans, or payments. Due to regulation...

[unable to retrieve full-text content] Covid rules: Travelling abroad from France this summer    The Local France

A new income tax reporting rule is causing users of various payment apps a lot of anxiety. Starting this year, all third-party payment processors in the United States are required to report payments received for goods and services of more than $600 a year. The change was made to capture income made by gig workers and entrepreneurs with a side hustle. In the past, companies were only required to send an IRS Form 1099-K for gross payments exceeding $20,000 and more than 200 transactions within a calendar year. Venmo, PayPal and other payment apps have to tell the IRS about your side hustle if you make more than $600 a year. This new rule won't affect 2021 federal tax returns, but now is the time to get ready for next year. If you're sending or receiving money through one of these apps, you need to be proactive in making sure you aren't mistakenly sent a 1099-K. Eric Bronnenkant, head of tax for online financial adviser Betterment, answered some questions readers had about the...

[unable to retrieve full-text content] Fitch Affirms Union Finances Grains' Guaranteed Commercial Paper Programmes    Fitch Ratings

[unable to retrieve full-text content] Higher Deposit Rates a Minor Credit Negative for French Banks    Fitch Ratings

The bulldozer has been very much in the news recently as the "bludgeon of choice" to destroy the homes and livelihoods of people in areas hit by communal strife in New Delhi and various parts other parts of the country. In fact, the Supreme Court had to intervene to stay the use of "the bulldozer" that was being vigorously deployed to remove what was being described as a routine drive to remove "illegal encroachments". On May 1, Labour Day, the administration of the Union Territory of Chandigarh deployed the ubiquitous bulldozer to flatten the homes and hearth of 4,000 working class families in the name of making the City Beautiful slum-free. The dictum seems to be, rather than remove poverty just annihilate the poor.   The use of the bulldozer as a weapon is not new. Invented in 1904 by grain harvester manufacturer Benjamin Holt as a diesel-powered traction machine that could traverse terrain too mushy to support horse-drawn or whee...

[unable to retrieve full-text content] CES Energy Solutions Corp. (CESDF) CEO Ken Zinger on Q1 2022 Results - Earnings Call Transcript    Seeking Alpha

MoffettNathanson Partner Lisa Ellis joins Yahoo Finance Live to discuss takeaways from the annual Berkshire Hathaway sharesholders' meeting, CEO Warren Buffett and Vice-Chair Charles Munger's opinions on crypto, and China's ban on bitcoin. Video Transcript - Welcome back, everyone. During the first Berkshire Hathaway annual shareholders meeting held in-person since COVID, Warren Buffett and Charlie Munger didn't hold back on their disdain for Bitcoin. For more on why, I'm joined by Lisa Ellis, partner at MoffettNathanson. Good to have you, Lisa. Obviously, no surprise. They've made no secret about this. What would you compare their disdain to Bitcoin to? LISA ELLIS: Oh it's very similar, at least they're consistent. They've long lambasted gold for many of the same reasons. They view gold and Bitcoin as what they refer to as unproductive assets. Assets that aren't like a farm or a factory that make things, but ones that are sort of intrinsically...

Google, Microsoft and Apple have announced support for expanding passwordless sign-in support across major operating systems and devices. The three companies announced plans on May 5, 2022 to support a passwordless sign-in standard, that has been created by the FIDO Alliance and the World Wide Web Consortium. Current passwordless sign-in are specific to certain operating systems or services. Microsoft introduced support for passwordless accounts in 2021 and support for passwordless sign-ins nearly five years ago. Customers may set up the feature online to use the company's Authenticator application, Windows Hello or other authentication options, to sign-in to their accounts across Windows devices and Microsoft services. The company claims that more than 240 million customers are signing-in to their accounts without using a password each month. More than 330,000 customers have removed the password from their Microsoft Account completely in the last six months accord...

Virgin Plus is currently offering a free Visa Prepaid Card with all of its home internet plans. The Bell flanker brand is giving a $50 Prepaid Visa Card with its $39 for 10Mbps, $45 for 25Mbps, $50 for 50Mbps and $60 for 100Mbps plans. It's worth noting that if you choose to go for the promotion, you have to maintain your account in Virgin Plus' good standing for 60 days following installation, after which an email will be sent to you with instructions on how to register to redeem the card. Subscribers also must register the card online within 30 days of receiving the registration e-mail. Following the steps, you'll receive the prepaid card in two to four weeks. Each account can only claim one card. You can access the offer online or by calling Virgin Mobile. Learn more about the promotion here. Source: Virgin Plus